Auto, Boat, RV & Motorcycle Loans^*

If you’re in the market for a new ride, it pays to do some research. Here are three things you should know before you start shopping.

• The cost - Armed with this information, you have more bargaining power.
• What you can afford to spend – Remember, you might be better off having higher monthly payments for a shorter term, rather than stretching out repayment for five years or more.
• Your financing options – When walking in with secure financing for a specific amount, you’re better equipped to negotiate the purchase price.

Other Motor Vehicles

It is time to have fun on the weekends! Whether you are looking to hit the water on a new jet ski or ride the terrain with an ATV, we have the tools to help you find just what you’re looking for.

 Our Local Dealership Partners

Check out our dealership partners and be sure to tell them that you want to finance with Croghan Colonial Bank!

^{*All loans subject to credit approval.}

Education Loans^*

You have to work hard to get a good education, so we’ve worked hard to find you the best educational loan options. We’ve teamed up with Great Lakes Educational Loan Services to offer some creative financing programs to get your education off to a good start.

• To learn more about the different loans and to see which one best applies to you, click here.
• Getting the loan process started is quick, easy and free! Register here and get started today.

^{*All loans subject to credit approval.}

Home Equity Line of Credit^*

Borrow up to 90% of your home’s value! Use the money any way you’d like: make home repairs and improvements, pay for college, consolidate your finances or even go on vacation!

• A line of credit based on the value of your home.
• You can use your line of credit anytime, for anything, simply by writing a Home Equity check.
• You pay back only what you use, when you use it, with great rates.

^{*All loans subject to credit approval.}

Mortgage Loans

Get more from your mortgage. More loans to choose from. More convenient locations. Most importantly, local loan officers making local decisions – who just want to help you get the home of your dreams. 

Conventional Mortgage Loan^*

• Fixed rates offered: 30, 20, and 15 year terms available.
• With the current interest rates being so low, now’s the time to buy a home or refinance your existing mortgage!

Federal Housing Administration (FHA) Loan^*

• Croghan is an FHA loan originator.
• FHA loans only require a 3.5% down payment, if the mortgage is within FHA limits.

Rural Housing Loan^*

• Provide homeownership options to individuals who are eligible applicants in rural areas.
• This loan requires no down payment.

Home Path Loan^*

• Purchase foreclosed houses owned by Fannie Mae.
• Go to www.homepath.com to look at available houses.

VA Loan^*

• Mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA).

Construction Loans^*

• Available for purchasing, refinancing or the construction of your new home.

^{*All loans subject to credit approval.}

Personal Loans^*

With all the different auto, educational, mortgage and home equity options available, you might wonder just how a personal loan can be used. The answer to that question is sort of...personal.

• A personal loan differs from a mortgage or a home equity loan because it’s unsecured. That means there is no property used as collateral for the loan.
• You can use it for almost any need you have.

^{*All loans subject to credit approval.}

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