Business Online Banking (BusinessNET)

Secure and convenient – bank from your office, your home or anywhere with internet access.

Accessing Information

• 24/7 online access to account information.
• 24/7 access to ACH services (posting per contract instruction).
• View online statements.
• View check and deposit ticket images.
• Make internal transfers between Croghan accounts.
• Make transfers to other financial institutions.
• Give multiple employees, or accountant, access with various levels of security.
• Automate account reconciliation (where compatible).
• Export account information for internal report processing.

Payroll Direct Deposit & Direct Payment Service

• Enables direct deposit of your employees’ net pay into their bank account.
• Pay domestic suppliers electronically.

Direct Billing

• Manage the timing of your accounts receivables.
• Offer an auto deduct payment plan to your customers.

Business Bill Pay

As an online banker, you have the added convenience of being able to pay all your bills online as well.

Accessing Information

• Pay virtually any bill electronically.
• Multiple checking accounts can be used to manage your bills.
• Add, change, cancel and approve payments (including automatic payments).
• Enjoy the convenience of a Payment Center. Working as your bill paying hub, the Payment Center will allow you to receive, view and pay all your bills at one location.
• Electronic bills (e-bills) are available. You can sign up to receive your paperless bills and view them right from the Payment Center.
• Assign authority levels to multiple employees, giving them various levels of access.
• Download your bill history to Quicken software.

Business Trust & Investment Services

Ensure a return on your business investment that reflects your personal financial well being, while keeping in mind the financial wellness of your employees.

Personalized Products and Services

• Assists in designing a retirement program for your employees.
• Customizes investment portfolios for your business and personal funds.
• Provides individual financial planning and estate planning for employers and employees.
• Resource library for various life and business events that have a financial impact.
• Other various products and services also available.

Croghan At Work

Enhance quality of work by increasing your employees’ financial wellness. Becoming a Croghan At Work business is easy and FREE – your employees reap the benefits, boosting workplace morale.

Employee Benefits

• Discounts on banking products and services.
• FREE personal financial review and goal setting session.
• Financial seminars and workshops available at no cost.

Merchant Service

Offer quick and easy payment options for your customers and encourage more customers to shop at your business.

Accept Credit Cards

• Wireless terminals available.
• Online employee access maximizes usage and minimizes the need for equipment.
• Ability to accept credit cards for purchases from your website.

Provide Customized Gift Cards

• Build customer base, increase exposure, reinforce your brand and provide yet another service and payment option for your customers.

Mobile Payments

• Convert your cell phone, smart phone or tablet into a highly secure and convenient "use anywhere" credit card terminal.

Remote Deposit Capture

Your time is valuable, and the time you put into your business is important.

Service Features

• Electronically deposit checks.
• Stores digital images of checks, allowing the ability to look at previous deposits electronically.
• Saves time by eliminating trips to the bank.