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Rates

Are you looking to enhance your relationship or make the switch to Croghan Colonial Bank? See below for our current APY and minimums required for our Certificate of Deposits (CDs), Digital Money Market, Digitial Interest Checking, and Holiday Savings. If you'd like more details on other rate offerings, give us a call or visit your local Croghan office to discuss.


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Certificate of Deposit (CD)

CDs are a simple way to invest money, with various options to help you reach your financial goals.


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Looking for a different term? Give us a call to discuss all of our current term offers.
 CD TermMinimum to OpenMinimum Balance to obtain APY*APY**
6 Month $500.00 $500.00 4.54%
24 Month $500.00 $500.00 4.59%
36 Month $500.00 $500.00 4.29%
60 Month $500.00 $500.00 4.08%

*APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice.

**Annual Percentage Yield (APY) accurate as of 07/10/2024. Minimum opening deposit is $500.00. Minimum balance to earn interest is $500.00. Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval. 



Digital Money Market

A consumer account that helps make your money work harder and has easy access through our digital services.


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Minimum Balance to obtain APY*APY**
$0.01 - $25,000.00 2.02%
$25,001.00 - $250,000.00 3.05%
$250,001.00 - $500,000.00 3.30%
$500,001.00 - $1,000,000.00 3.35%
$1,000,001.00+ 3.35%

*APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice.

**Annual Percentage Yield (APY) accurate as of 07/10/2024. Minimum opening deposit is $25,000. Minimum balance to earn APY is $0.01. This is a tiered rate account. eStatement enrollment is required to earn promotional APY. If eStatement enrollment and maintenance are not completed, the interest rate on your account will be the lowest interest rate offer stated above. Additional fees, terms, and conditions apply. Account subject to deposit account approval.



Digital Interest Checking

A consumer account that earns interest while providing a variety of digital banking benefits.


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Minimum Balance to obtain APY*APY**
$0.01+ 2.79%

*APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice.

**Annual Percentage Yield (APY) accurate as of 07/10/2024. Minimum opening deposit is $20.00. Minimum balance to earn APY is $0.01 This is a variable rate account. Additional fees, terms, and conditions apply. Account subject to deposit account approval.



Holiday Savings

Save with a purpose for something special or the holidays while keeping funds separate from your traditional savings or emergency fund.


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Minimum Balance to obtain APY*APY**
$0.01+ 3.05%

*APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice.

**Annual Percentage Yield (APY) accurate as of 07/10/2024. Minimum opening deposit is $20.00. Minimum balance to earn APY is $0.01 This is a variable rate account. Additional fees, terms, and conditions apply. Account subject to deposit account approval.



Ohio Homebuyers Plus

Ohio Homebuyer Plus offers specialized, tax-advantaged savings accounts to Ohioans to assist you in your homebuying journey. Whether you're an Ohio resident looking to purchase your first home, upsize, or downsize, you may benefit from this program.


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Minimum Balance to obtain APY*APY**
$100.00 6.29%

*APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice.

**Annual Percentage Yield (APY) accurate as of 07/10/2024. Minimum opening deposit is $100.00. Minimum balance to earn APY is $0.01. This is a variable rate account. Additional fees, terms, and conditions apply. Account subject to deposit account approval.

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