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Debt, Consider a HELOC

Newsletter_HELOCWe know that life’s big expenses can pop up when you least expect it


That’s why we’re excited to offer our Home Equity Line of Credit (HELOC) promotion to help you manage and consolidate debt with ease. With a HELOC, you can access the equity in your home and lock in a low rate of just 6.75% APR* (available through 3/15/2025). Use it to consolidate your credit card debt, pay off college loans, fund a family vacation, or even help send a child to school. The possibilities are endless!

Here’s how it works:


  • Transfer your debt using the equity in your home.
  • Lock your rate up to $25,000 for a secure, predictable monthly payment.
  • Pay off your Croghan Credit Card, and for other cards, the funds can be transferred to your deposit account to pay off unsecured debt.


This promotion is available for both new and existing Croghan customers. Don’t miss out—take advantage of this opportunity to make managing your finances easier today! Learn more about how our HELOC can help you reach your goals and start saving.


*Annual Percentage Rate (APR) accurate as of 12/23/2024. Maximum Lock Amount of $25,000.00. Any additional funds are not subject to the promotional rate. Promotional rate is only available to customers with a new or existing Home Equity Line of Credit through Croghan Colonial Bank, and is not available to closed, or delinquent accounts. Promotion is available to new advances only. All loans are subject to credit approval. Promotional rate will not be tiered and credit pull is not needed for those with an existing HELOC. Cards can remain open unless a new HELOC needs to align DTI. No Lock fees will be applied during the term. Promotion will be offered through 3/15/2025.

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