Credit Card Dos and Don’ts

A credit card can be a helpful tool when trying to build and maintain a good credit score. However smart utilization is key. Streamline your finances with these credit card tips.

Do:

• Review interest rates and fees carefully.
• Check your credit card statements regularly to track expenses.
• Pay on time to maintain a positive credit score.
• Be mindful of your credit limit and set a budget to avoid overspending.
• Take advantage of fraud protection services and alerts.
  
  

Don't:

• Make minimum payments only.
• Use cash advances.
• Overshare card information.
• Apply for multiple credit cards all at once.

With easy access through Online Banking, overseeing and managing a Croghan credit card is easy. Learn more about credit cards offered at Croghan.